Mix and wash rice and split green grams in water. Drain and keep aside.
Heat oil in a pressure cooker or in a pan. Add mustard seeds and let them crackle. Add cumin seeds, cloves, cinnamon, bay leaf, black peppercorn. Sauté for a minute.
Add ginger garlic paste, chopped onion and sauté until onion turns light brown.
Add asafoeida and turmeric powder.
Add drained rice and sauté for 1 minute.
Add cumin powder, coriander powder, red chilli powder, jaggery, yogurt and salt.
Add boiling water to it and pressure cook for 2 whistles. Open the lid add ghee and again cover it for few more mins.
Transfer masala khichdi to a serving bowl and serve it with raita and papad.